For most seniors and their families, the high cost of long-term care makes estate planning a critically important issue. In fact, most seniors will at some point require long term care. Yet the vast majority of seniors and their families will find themselves unprepared for the high costs of such care. The sad truth is that without proper estate planning, the prospects of financial disaster loom large.

Long Island elder law attorney Paul Beeber is highly experienced and qualified to help seniors and their families avoid the devastation that can quickly wipe out their life savings. If you have a long-term care insurance policy, some future financial burdens may be relieved. But you may be among those who simply cannot afford long-term care insurance, or be unable to qualify due to age or an existing medical condition.

If you are currently covered by long-term care insurance, Mr. Beeber can analyze your policy to see if it covers enough of the costs of care, and determine and recommend a course of action if your policy falls short of what you need. If it does, he may recommend alternatives or supplemental provisions.

At one time, Medicaid eligibility was fairly easy to obtain, but today’s Medicaid eligibility rules have become more complex and restrictive, necessitating the need for expert legal guidance. Mr. Beeber will help you navigate the maze of rules and regulations that govern Medicaid eligibility. He will tell you the truth about your situation and, after all the facts are reviewed, provide you with a written strategy that you can understand and implement.